Calculators, guides, and templates for South Florida investors — from first house hack to your next BRRRR.
Max offer (70% rule)
$242,500
Estimated profit
$33,500
Holding costs (1.5%/mo of ARV)
$38,250
Selling costs (9% of ARV)
$38,250
The basics every first-time investor needs before writing an offer — from underwriting to team building.
FHA allows an owner-occupant to buy a 2-, 3-, or 4-unit property with as little as 3.5% down. Live in one unit, rent the others, and use tenant income to slash — sometimes eliminate — your own housing cost while building equity and landlord experience for your next deal.
Est. monthly payment (PITI + MIP)
$4,478
Rent from 2 other units
$3,700
Your net housing cost
$778
Down payment on this deal: $18,375. FHA multi-unit purchases must be owner-occupied for at least 12 months and pass an FHA appraisal. Numbers are estimates for planning, not a loan approval.
The same tools I use to underwrite deals — packaged so you can run your own numbers faster. Drop your email and I'll send them the moment they're ready.
One sheet, both strategies — Flip & BRRRR side-by-side with sensitivity tables.
Line-item scope by trade with SF-based cost ranges you can hand to a GC.
Cash-on-cash, DSCR, IRR, and 10-year hold projections in one workbook.
A 30-minute call to underwrite a live deal, map your first (or next) acquisition, and pressure-test the exit. No pressure, no drip campaign — just honest math from a licensed Keller Williams REALTOR® in South Florida.
@theopeningdoors
South Florida market breakdowns, investor tips, and honest deal math — every week.